/* SACCO Member Portal — Premium self-service UI */
:root {
    --mp-primary: #4A231A;
    --mp-primary-dark: #321610;
    --mp-primary-light: #6B3A2E;
    --mp-accent: #8B5E48;
    --mp-accent-light: #C4A882;
    --mp-success: #059669;
    --mp-warning: #D97706;
    --mp-danger: #DC2626;
    --mp-font: 'DM Sans', system-ui, -apple-system, 'Segoe UI', sans-serif;
    --mp-serif: 'Playfair Display', Georgia, serif;
    --mp-radius: 16px;
    --mp-radius-sm: 10px;
    --mp-radius-lg: 24px;
    --mp-shadow: 0 20px 50px rgba(74, 35, 26, 0.1), 0 8px 20px rgba(74, 35, 26, 0.06);
    --mp-shadow-sm: 0 4px 14px rgba(74, 35, 26, 0.08);
    --mp-header-h: 68px;
    --mp-tabbar-h: 68px;
    --mp-max: 1120px;
    --mp-ease: cubic-bezier(0.22, 1, 0.36, 1);
}

[hidden] {
    display: none !important;
}

.mp-body {
    --mp-bg: #FAF7F5;
    --mp-bg-alt: #F3ECE8;
    --mp-surface: #FFFFFF;
    --mp-border: rgba(74, 35, 26, 0.1);
    --mp-text: #2A1814;
    --mp-muted: #6B534C;
    --mp-surface-2: #F8F3F0;
    min-height: 100vh;
    min-height: 100dvh;
    margin: 0;
    font-family: var(--mp-font);
    font-size: 15px;
    line-height: 1.5;
    color: var(--mp-text);
    background: var(--mp-bg);
    color-scheme: light;
    -webkit-font-smoothing: antialiased;
}

.mp-body.mp-dark {
    --mp-bg: #1A100E;
    --mp-bg-alt: #261816;
    --mp-surface: #2E1E1A;
    --mp-border: rgba(166, 123, 98, 0.18);
    --mp-text: #F5EDE9;
    --mp-muted: #B8A39A;
    --mp-surface-2: #352420;
    --mp-shadow: 0 24px 60px rgba(0, 0, 0, 0.45);
    --mp-shadow-sm: 0 4px 16px rgba(0, 0, 0, 0.35);
    color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }

.mp-shell { min-height: 100dvh; display: flex; flex-direction: column; }

/* Header */
.mp-header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: color-mix(in srgb, var(--mp-surface) 92%, transparent);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--mp-border);
}
.mp-header__inner {
    max-width: var(--mp-max);
    margin: 0 auto;
    padding: 0 20px;
    height: var(--mp-header-h);
    display: flex;
    align-items: center;
    gap: 20px;
}
.mp-brand {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: inherit;
    flex-shrink: 0;
}
.mp-brand__mark {
    width: 42px;
    height: 42px;
    border-radius: 14px;
    background: linear-gradient(135deg, var(--mp-primary), var(--mp-accent));
    color: #fff;
    display: grid;
    place-items: center;
    font-size: 18px;
    box-shadow: var(--mp-shadow-sm);
}
.mp-brand__text { display: flex; flex-direction: column; line-height: 1.2; }
.mp-brand__text strong { font-size: 15px; font-weight: 700; }
.mp-brand__text span { font-size: 11px; color: var(--mp-muted); text-transform: uppercase; letter-spacing: 0.06em; }

.mp-nav--desktop { display: none; gap: 4px; margin-left: auto; }
.mp-nav__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    border-radius: 999px;
    text-decoration: none;
    color: var(--mp-muted);
    font-size: 13px;
    font-weight: 600;
    transition: all 0.2s var(--mp-ease);
}
.mp-nav__link:hover { color: var(--mp-text); background: var(--mp-surface-2); }
.mp-nav__link.is-active { color: var(--mp-primary); background: color-mix(in srgb, var(--mp-primary) 10%, transparent); }

.mp-header__actions { display: flex; align-items: center; gap: 8px; margin-left: auto; }
@media (min-width: 1024px) { .mp-header__actions { margin-left: 0; } .mp-nav--desktop { display: flex; } }

.mp-icon-btn {
    width: 40px;
    height: 40px;
    border: 1px solid var(--mp-border);
    border-radius: 12px;
    background: var(--mp-surface);
    color: var(--mp-muted);
    cursor: pointer;
    display: grid;
    place-items: center;
    transition: all 0.2s;
}
.mp-icon-btn:hover { color: var(--mp-text); border-color: var(--mp-accent); }

.mp-user-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 4px 10px 4px 4px;
    border: 1px solid var(--mp-border);
    border-radius: 999px;
    background: var(--mp-surface);
    cursor: pointer;
    color: inherit;
    font: inherit;
}
.mp-user-btn__avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--mp-primary), var(--mp-accent));
    color: #fff;
    font-size: 12px;
    font-weight: 700;
    display: grid;
    place-items: center;
}
.mp-user-btn__name { font-size: 13px; font-weight: 600; }
.mp-user-dropdown {
    position: absolute;
    top: calc(100% + 8px);
    right: 0;
    min-width: 220px;
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius);
    box-shadow: var(--mp-shadow);
    padding: 8px;
    z-index: 200;
}
.mp-user-menu { position: relative; }
.mp-user-dropdown__head { padding: 10px 12px 8px; border-bottom: 1px solid var(--mp-border); margin-bottom: 4px; }
.mp-user-dropdown__head strong { display: block; font-size: 14px; }
.mp-user-dropdown__head span { font-size: 12px; color: var(--mp-muted); }
.mp-user-dropdown a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 12px;
    border-radius: var(--mp-radius-sm);
    text-decoration: none;
    color: var(--mp-text);
    font-size: 13px;
    font-weight: 500;
}
.mp-user-dropdown a:hover { background: var(--mp-surface-2); }
.mp-user-dropdown__logout { color: var(--mp-danger) !important; }
.mp-user-dropdown__divider { height: 1px; background: var(--mp-border); margin: 4px 0; }

.mp-menu-btn { display: grid; }
@media (min-width: 1024px) { .mp-menu-btn { display: none; } }

/* Drawer */
.mp-drawer-backdrop {
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.45);
    z-index: 150;
}
.mp-drawer {
    position: fixed;
    top: 0;
    right: 0;
    width: min(320px, 90vw);
    height: 100dvh;
    background: var(--mp-surface);
    z-index: 160;
    transform: translateX(100%);
    transition: transform 0.3s var(--mp-ease);
    box-shadow: var(--mp-shadow);
    display: flex;
    flex-direction: column;
}
.mp-drawer.is-open { transform: translateX(0); }
.mp-drawer__head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 20px;
    border-bottom: 1px solid var(--mp-border);
}
.mp-drawer__nav { padding: 12px; display: flex; flex-direction: column; gap: 4px; }
.mp-drawer__nav a {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    border-radius: var(--mp-radius-sm);
    text-decoration: none;
    color: var(--mp-text);
    font-weight: 600;
    font-size: 14px;
}
.mp-drawer__nav a.is-active { background: color-mix(in srgb, var(--mp-primary) 12%, transparent); color: var(--mp-primary); }

/* Main */
.mp-main {
    flex: 1;
    max-width: var(--mp-max);
    width: 100%;
    margin: 0 auto;
    padding: 24px 20px calc(var(--mp-tabbar-h) + 24px);
}
@media (min-width: 1024px) {
    .mp-main { padding-bottom: 40px; }
}

/* Mobile tab bar */
.mp-tabbar {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    height: var(--mp-tabbar-h);
    background: color-mix(in srgb, var(--mp-surface) 94%, transparent);
    backdrop-filter: blur(16px);
    border-top: 1px solid var(--mp-border);
    display: flex;
    z-index: 90;
    padding-bottom: env(safe-area-inset-bottom, 0);
}
.mp-tabbar a {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 4px;
    text-decoration: none;
    color: var(--mp-muted);
    font-size: 10px;
    font-weight: 600;
}
.mp-tabbar a i { font-size: 18px; }
.mp-tabbar a.is-active { color: var(--mp-primary); }
@media (min-width: 1024px) { .mp-tabbar { display: none; } }

/* Page */
.mp-page-header { margin-bottom: 24px; }
.mp-page-header--hero { margin-bottom: 28px; }
.mp-page-eyebrow {
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--mp-accent);
    margin-bottom: 6px;
}
.mp-page-title {
    font-family: var(--mp-serif);
    font-size: clamp(1.75rem, 4vw, 2.25rem);
    font-weight: 700;
    line-height: 1.15;
    margin: 0 0 8px;
}
.mp-page-sub { color: var(--mp-muted); margin: 0; font-size: 14px; }
.mp-back-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--mp-muted);
    text-decoration: none;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 12px;
}
.mp-back-link:hover { color: var(--mp-primary); }

/* KPI grid */
.mp-kpi-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    margin-bottom: 24px;
}
.mp-kpi-grid--3 { grid-template-columns: 1fr; }
@media (min-width: 640px) {
    .mp-kpi-grid { grid-template-columns: repeat(4, 1fr); }
    .mp-kpi-grid--3 { grid-template-columns: repeat(3, 1fr); }
}
.mp-kpi {
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius);
    padding: 18px;
    box-shadow: var(--mp-shadow-sm);
    position: relative;
    overflow: hidden;
}
.mp-kpi::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--mp-primary), var(--mp-accent));
}
.mp-kpi__icon {
    width: 36px;
    height: 36px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    font-size: 15px;
    margin-bottom: 12px;
}
.mp-kpi__icon--savings { background: rgba(5, 150, 105, 0.12); color: var(--mp-success); }
.mp-kpi__icon--loans { background: rgba(217, 119, 6, 0.12); color: var(--mp-warning); }
.mp-kpi__icon--shares { background: rgba(74, 35, 26, 0.1); color: var(--mp-primary); }
.mp-kpi__icon--dividends { background: rgba(139, 94, 72, 0.15); color: var(--mp-accent); }
.mp-kpi__value {
    font-size: clamp(1.1rem, 3vw, 1.35rem);
    font-weight: 800;
    letter-spacing: -0.02em;
    line-height: 1.2;
}
.mp-kpi__label { font-size: 12px; color: var(--mp-muted); margin-top: 4px; font-weight: 500; }
.mp-kpi--skeleton {
    min-height: 110px;
    background: linear-gradient(90deg, var(--mp-surface-2) 25%, var(--mp-surface) 50%, var(--mp-surface-2) 75%);
    background-size: 200% 100%;
    animation: mp-shimmer 1.4s infinite;
}
@keyframes mp-shimmer { to { background-position: -200% 0; } }

/* Cards */
.mp-card {
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-lg);
    box-shadow: var(--mp-shadow-sm);
    margin-bottom: 20px;
    overflow: hidden;
}
.mp-card--skeleton { min-height: 140px; animation: mp-shimmer 1.4s infinite; }
.mp-card__head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 18px 20px;
    border-bottom: 1px solid var(--mp-border);
}
.mp-card__head h2 { font-size: 16px; font-weight: 700; margin: 0; }
.mp-card__link {
    font-size: 13px;
    font-weight: 600;
    color: var(--mp-primary);
    text-decoration: none;
}
.mp-card__link:hover { text-decoration: underline; }
.mp-card__body { padding: 16px 20px 20px; }
.mp-card__foot { padding: 12px 20px; border-top: 1px solid var(--mp-border); }

.mp-grid-2 {
    display: grid;
    gap: 20px;
    margin-bottom: 20px;
}
@media (min-width: 900px) { .mp-grid-2 { grid-template-columns: 1fr 1fr; } }

/* Tables */
.mp-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.mp-table th {
    text-align: left;
    padding: 10px 12px;
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--mp-muted);
    border-bottom: 1px solid var(--mp-border);
}
.mp-table td {
    padding: 12px;
    border-bottom: 1px solid var(--mp-border);
    vertical-align: middle;
}
.mp-table tr:last-child td { border-bottom: 0; }
.mp-table-wrap { overflow-x: auto; }

.mp-amount--credit { color: var(--mp-success); font-weight: 700; }
.mp-amount--debit { color: var(--mp-danger); font-weight: 700; }

/* Lists */
.mp-txn-list { list-style: none; padding: 0; margin: 0; }
.mp-txn-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 12px 0;
    border-bottom: 1px solid var(--mp-border);
}
.mp-txn-item:last-child { border-bottom: 0; }
.mp-txn-item__meta strong { display: block; font-size: 14px; }
.mp-txn-item__meta span { font-size: 12px; color: var(--mp-muted); }

.mp-loan-grid { display: grid; gap: 16px; }
@media (min-width: 700px) { .mp-loan-grid { grid-template-columns: repeat(2, 1fr); } }
.mp-loan-card {
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-lg);
    padding: 20px;
    text-decoration: none;
    color: inherit;
    display: block;
    transition: transform 0.2s var(--mp-ease), box-shadow 0.2s;
    box-shadow: var(--mp-shadow-sm);
}
.mp-loan-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--mp-shadow);
}
.mp-loan-card__top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 16px; }
.mp-loan-card__ref { font-size: 12px; color: var(--mp-muted); font-weight: 600; }
.mp-loan-card__amount { font-size: 1.25rem; font-weight: 800; }
.mp-loan-card__meta { display: flex; gap: 16px; font-size: 12px; color: var(--mp-muted); }

/* Badge */
.mp-badge {
    display: inline-flex;
    padding: 4px 10px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}
.mp-badge--active { background: rgba(5,150,105,0.12); color: var(--mp-success); }
.mp-badge--pending { background: rgba(217,119,6,0.12); color: var(--mp-warning); }
.mp-badge--closed { background: var(--mp-surface-2); color: var(--mp-muted); }

.mp-empty { text-align: center; padding: 32px 16px; color: var(--mp-muted); font-size: 14px; }

/* Balance hero */
.mp-balance-hero { margin-bottom: 24px; }
.mp-balance-hero__inner {
    background: linear-gradient(135deg, var(--mp-primary) 0%, var(--mp-primary-light) 50%, var(--mp-accent) 100%);
    border-radius: var(--mp-radius-lg);
    padding: 28px 24px;
    color: #fff;
    box-shadow: var(--mp-shadow);
}
.mp-balance-hero__inner.mp-balance-hero--skeleton { min-height: 120px; opacity: 0.6; }
.mp-balance-hero__label { font-size: 13px; opacity: 0.85; margin-bottom: 6px; }
.mp-balance-hero__value { font-size: clamp(1.75rem, 5vw, 2.5rem); font-weight: 800; letter-spacing: -0.02em; }
.mp-balance-hero__account { font-size: 13px; opacity: 0.8; margin-top: 8px; }

/* Profile */
.mp-profile-hero {
    display: flex;
    align-items: center;
    gap: 20px;
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-lg);
    padding: 24px;
    margin-bottom: 20px;
    box-shadow: var(--mp-shadow-sm);
}
.mp-profile-hero__avatar {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--mp-primary), var(--mp-accent));
    color: #fff;
    font-size: 24px;
    font-weight: 800;
    display: grid;
    place-items: center;
    flex-shrink: 0;
}
.mp-profile-hero h2 { margin: 0 0 4px; font-size: 1.25rem; }
.mp-profile-hero p { margin: 0 0 8px; color: var(--mp-muted); font-size: 13px; }
.mp-dl { display: grid; gap: 0; margin: 0; }
.mp-dl dt { font-size: 11px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--mp-muted); padding: 14px 0 4px; }
.mp-dl dd { margin: 0 0 4px; font-size: 15px; font-weight: 600; border-bottom: 1px solid var(--mp-border); padding-bottom: 14px; }
.mp-dl dd:last-child { border-bottom: 0; }

/* Forms & buttons */
.mp-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 20px;
    border-radius: var(--mp-radius-sm);
    border: none;
    font: inherit;
    font-size: 14px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.2s var(--mp-ease);
}
.mp-btn--primary {
    background: linear-gradient(135deg, var(--mp-primary), var(--mp-primary-light));
    color: #fff;
    box-shadow: 0 8px 20px rgba(74, 35, 26, 0.25);
}
.mp-btn--primary:hover { transform: translateY(-1px); box-shadow: 0 12px 28px rgba(74, 35, 26, 0.3); }
.mp-btn--block { width: 100%; }
.mp-btn:disabled { opacity: 0.55; cursor: not-allowed; transform: none !important; }

.mp-select {
    padding: 8px 12px;
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-sm);
    background: var(--mp-surface);
    color: var(--mp-text);
    font: inherit;
    font-size: 13px;
}

.mp-field { margin-bottom: 16px; }
.mp-field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--mp-text); }
.mp-input-wrap { position: relative; }
.mp-input-wrap i {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--mp-muted);
    pointer-events: none;
}
.mp-input-wrap input {
    width: 100%;
    min-height: 48px;
    padding: 12px 14px 12px 42px;
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-sm);
    background: var(--mp-surface);
    color: var(--mp-text);
    font: inherit;
    font-size: 15px;
    transition: border-color 0.2s, box-shadow 0.2s;
}
.mp-input-wrap input:focus {
    outline: none;
    border-color: var(--mp-accent);
    box-shadow: 0 0 0 3px color-mix(in srgb, var(--mp-accent) 20%, transparent);
}

.mp-alert {
    padding: 12px 14px;
    border-radius: var(--mp-radius-sm);
    font-size: 13px;
    margin-bottom: 16px;
}
.mp-alert--error { background: rgba(220,38,38,0.1); color: var(--mp-danger); border: 1px solid rgba(220,38,38,0.2); }
.mp-alert--info { background: rgba(139,94,72,0.12); color: var(--mp-accent); border: 1px solid rgba(139,94,72,0.2); }

.mp-link-btn {
    background: none;
    border: none;
    color: var(--mp-primary);
    font: inherit;
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    padding: 0;
}
.mp-link-btn:disabled { color: var(--mp-muted); cursor: not-allowed; }

/* Login */
.mp-login-body { background: var(--mp-bg); }
.mp-login {
    min-height: 100dvh;
    display: grid;
    grid-template-columns: 1fr;
}
@media (min-width: 1024px) {
    .mp-login { grid-template-columns: 1.1fr 1fr; }
}
.mp-login__hero {
    display: none;
    background: linear-gradient(145deg, var(--mp-primary-dark) 0%, var(--mp-primary) 45%, var(--mp-accent) 100%);
    color: #fff;
    padding: 48px;
    position: relative;
    overflow: hidden;
}
@media (min-width: 1024px) { .mp-login__hero { display: flex; align-items: center; } }
.mp-login__hero::after {
    content: '';
    position: absolute;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(255,255,255,0.06);
    top: -100px;
    right: -100px;
}
.mp-login__hero-inner { position: relative; z-index: 1; max-width: 440px; }
.mp-login__back {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 32px;
}
.mp-login__hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    border-radius: 999px;
    background: rgba(255,255,255,0.12);
    font-size: 12px;
    font-weight: 600;
    margin-bottom: 24px;
}
.mp-login__hero-title {
    font-family: var(--mp-serif);
    font-size: clamp(2rem, 4vw, 2.75rem);
    line-height: 1.1;
    margin: 0 0 16px;
}
.mp-login__hero-title em { font-style: italic; color: var(--mp-accent-light); }
.mp-login__hero-text { opacity: 0.88; font-size: 15px; line-height: 1.6; margin-bottom: 28px; }
.mp-login__features { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.mp-login__features li { display: flex; align-items: center; gap: 12px; font-size: 14px; opacity: 0.9; }
.mp-login__features i { width: 32px; text-align: center; }

.mp-login__panel {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px 20px;
}
.mp-login__panel-inner { width: 100%; max-width: 420px; }

.mp-login-theme {
    position: fixed;
    top: 16px;
    right: 16px;
    z-index: 20;
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    box-shadow: var(--mp-shadow-sm);
}
.mp-login-theme:hover { color: var(--mp-primary); border-color: var(--mp-accent); }
@media (min-width: 1024px) {
    .mp-login-theme { top: 24px; right: 24px; }
}
.mp-login__brand {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 28px;
}
@media (min-width: 1024px) { .mp-login__brand { display: none; } }
.mp-login__brand-mark {
    width: 44px;
    height: 44px;
    border-radius: 14px;
    background: linear-gradient(135deg, var(--mp-primary), var(--mp-accent));
    color: #fff;
    display: grid;
    place-items: center;
}
.mp-login__brand strong { display: block; font-size: 16px; color: var(--mp-text); }
.mp-login__brand span { font-size: 12px; color: var(--mp-muted); }

.mp-login-card {
    background: var(--mp-surface);
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-lg);
    padding: 28px 24px;
    box-shadow: var(--mp-shadow);
    position: relative;
}
.mp-login-card h2 { font-size: 1.35rem; margin: 0 0 6px; color: var(--mp-text); }
.mp-login-sub { color: var(--mp-muted); font-size: 14px; margin: 0 0 24px; }
.mp-login-back {
    background: none;
    border: none;
    color: var(--mp-muted);
    font: inherit;
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    padding: 0;
    margin-bottom: 16px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.mp-login-foot { text-align: center; margin-top: 20px; font-size: 13px; color: var(--mp-muted); }
.mp-login-foot a { color: var(--mp-primary); font-weight: 600; }

.mp-login-vendor {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 20px;
}

.mp-login-vendor__label {
    font-size: 12px;
    font-weight: 500;
    color: var(--mp-muted);
    letter-spacing: 0.02em;
}

.mp-body:not(.mp-dark) input,
.mp-body:not(.mp-dark) select,
.mp-body:not(.mp-dark) textarea {
    color: var(--mp-text);
    background-color: var(--mp-surface);
}

.mp-login-vendor h3 {
    margin: 0;
    color: var(--mp-text);
}

.mp-login-vendor__logo {
    height: 24px;
    width: auto;
    object-fit: contain;
    display: block;
}
.mp-login-resend { text-align: center; margin-top: 16px; font-size: 13px; color: var(--mp-muted); }

.mp-otp-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 8px;
    margin-bottom: 20px;
}
.mp-otp-input {
    width: 100%;
    aspect-ratio: 1;
    text-align: center;
    font-size: 1.25rem;
    font-weight: 700;
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-sm);
    background: var(--mp-surface);
    color: var(--mp-text);
}
.mp-otp-input:focus {
    outline: none;
    border-color: var(--mp-accent);
    box-shadow: 0 0 0 3px color-mix(in srgb, var(--mp-accent) 20%, transparent);
}

.mp-login-processing {
    position: absolute;
    inset: 0;
    background: color-mix(in srgb, var(--mp-surface) 90%, transparent);
    backdrop-filter: blur(4px);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border-radius: inherit;
    z-index: 10;
}
.mp-login-processing[hidden] {
    display: none !important;
}
.mp-spinner {
    width: 36px;
    height: 36px;
    border: 3px solid var(--mp-border);
    border-top-color: var(--mp-primary);
    border-radius: 50%;
    animation: mp-spin 0.8s linear infinite;
}
@keyframes mp-spin { to { transform: rotate(360deg); } }

.hide-mobile { display: none; }
@media (min-width: 640px) { .hide-mobile { display: inline; } }

.mp-pager {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}
.mp-pager button {
    padding: 8px 14px;
    border: 1px solid var(--mp-border);
    border-radius: var(--mp-radius-sm);
    background: var(--mp-surface);
    color: var(--mp-text);
    font: inherit;
    font-size: 13px;
    cursor: pointer;
}
.mp-pager button:disabled { opacity: 0.4; cursor: not-allowed; }

/* Login tabs */
.mp-login-tabs { display: flex; gap: 6px; margin-bottom: 20px; padding: 4px; background: var(--mp-surface-2); border-radius: 12px; }
.mp-login-tab { flex: 1; padding: 10px; border: none; border-radius: 10px; background: transparent; font: inherit; font-size: 13px; font-weight: 700; color: var(--mp-muted); cursor: pointer; }
.mp-login-tab.is-active { background: var(--mp-surface); color: var(--mp-primary); box-shadow: var(--mp-shadow-sm); }

/* Buttons extended */
.mp-btn--outline { background: transparent; border: 1px solid var(--mp-border); color: var(--mp-text); box-shadow: none; }
.mp-btn--outline:hover { border-color: var(--mp-accent); color: var(--mp-primary); transform: none; }
.mp-btn--sm { padding: 8px 14px; font-size: 13px; }

/* Forms */
.mp-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 16px; }
.mp-input { width: 100%; min-height: 44px; padding: 10px 14px; border: 1px solid var(--mp-border); border-radius: var(--mp-radius-sm); background: var(--mp-surface); color: var(--mp-text); font: inherit; }
.mp-input-wrap .mp-input--plain { padding-left: 14px; min-height: 48px; width: 100%; border: 1px solid var(--mp-border); border-radius: var(--mp-radius-sm); background: var(--mp-surface); font: inherit; }

/* Notifications */
.mp-notif-btn { position: relative; text-decoration: none; display: grid; place-items: center; }
.mp-notif-badge { position: absolute; top: 2px; right: 2px; min-width: 16px; height: 16px; padding: 0 4px; border-radius: 999px; background: var(--mp-danger); color: #fff; font-size: 9px; font-weight: 800; display: grid; place-items: center; }
.mp-notif-list { display: flex; flex-direction: column; gap: 10px; }
.mp-notif-item { display: flex; gap: 14px; padding: 16px; background: var(--mp-surface); border: 1px solid var(--mp-border); border-radius: var(--mp-radius); cursor: pointer; transition: box-shadow .2s; }
.mp-notif-item:hover { box-shadow: var(--mp-shadow-sm); }
.mp-notif-item--unread { border-left: 3px solid var(--mp-primary); background: color-mix(in srgb, var(--mp-primary) 4%, var(--mp-surface)); }
.mp-notif-item__icon { width: 40px; height: 40px; border-radius: 12px; background: var(--mp-surface-2); display: grid; place-items: center; color: var(--mp-primary); flex-shrink: 0; }
.mp-notif-item__body strong { display: block; font-size: 14px; margin-bottom: 4px; }
.mp-notif-item__body p { margin: 0 0 6px; font-size: 13px; color: var(--mp-muted); }
.mp-notif-item__body time { font-size: 11px; color: var(--mp-muted); }
.mp-notif-prefs { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 16px 20px; background: var(--mp-surface); border: 1px solid var(--mp-border); border-radius: var(--mp-radius-lg); margin-bottom: 20px; }
.mp-notif-prefs p { margin: 4px 0 0; font-size: 13px; color: var(--mp-muted); }

/* Statements */
.mp-stmt-loans { display: flex; flex-direction: column; gap: 10px; }
.mp-stmt-loan-item { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 16px; background: var(--mp-surface-2); border-radius: var(--mp-radius-sm); }
.mp-stmt-loan-item span { display: block; font-size: 12px; color: var(--mp-muted); margin-top: 4px; }

/* PIN banner */
.mp-pin-banner { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 12px 16px; margin-bottom: 20px; background: color-mix(in srgb, var(--mp-accent) 12%, var(--mp-surface)); border: 1px solid var(--mp-border); border-radius: var(--mp-radius); font-size: 13px; }

.mp-page-header--split { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.mp-slip-btn { margin-left: 6px; vertical-align: middle; }

.mp-quick-links { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 24px; }
.mp-quick-link { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; background: var(--mp-surface); border: 1px solid var(--mp-border); border-radius: 999px; text-decoration: none; color: var(--mp-text); font-size: 13px; font-weight: 600; box-shadow: var(--mp-shadow-sm); }
.mp-quick-link:hover { border-color: var(--mp-accent); color: var(--mp-primary); }

/* ── Mobile-native polish ── */
html { overflow-x: clip; }

.mp-body {
    overflow-x: clip;
    padding-left: env(safe-area-inset-left, 0);
    padding-right: env(safe-area-inset-right, 0);
}

.mp-btn,
.mp-icon-btn,
.mp-tabbar a,
.mp-drawer__nav a,
.mp-nav__link,
.mp-login-tab,
.mp-user-btn {
    touch-action: manipulation;
}

@media (display-mode: standalone) {
    .mp-header {
        padding-top: env(safe-area-inset-top, 0);
    }

    .mp-tabbar {
        padding-bottom: env(safe-area-inset-bottom, 0);
    }
}

@media (max-width: 768px) {
    .mp-main {
        padding-left: 16px;
        padding-right: 16px;
    }

    .mp-header__inner {
        padding: 0 16px;
        gap: 12px;
    }

    .mp-form-row {
        grid-template-columns: 1fr;
    }

    .mp-profile-hero {
        flex-direction: column;
        text-align: center;
        padding: 20px;
    }

    .mp-profile-hero__avatar {
        margin-inline: auto;
    }

    .mp-page-header--split {
        flex-direction: column;
        align-items: stretch;
    }

    .mp-notif-prefs {
        flex-direction: column;
        align-items: stretch;
        text-align: center;
    }

    .mp-pin-banner {
        flex-direction: column;
        align-items: stretch;
        text-align: center;
    }

    .mp-stmt-loan-item {
        flex-direction: column;
        align-items: flex-start;
    }

    .mp-card__head {
        flex-wrap: wrap;
    }

    .mp-input-wrap input,
    .mp-input,
    .mp-otp-input,
    .mp-select {
        font-size: 16px;
    }
}

@media (max-width: 640px) {
    .mp-kpi-grid--3 {
        grid-template-columns: 1fr;
    }

    .mp-brand__text span {
        display: none;
    }

    .mp-user-btn .fa-chevron-down {
        display: none;
    }

    .mp-otp-grid {
        gap: 6px;
    }

    .mp-otp-input {
        font-size: 1.1rem;
    }

    .mp-login__panel {
        padding: 20px 16px;
        align-items: flex-start;
        padding-top: max(20px, env(safe-area-inset-top, 20px));
    }

    .mp-login-card {
        padding: 24px 20px;
    }
}

@media (max-width: 380px) {
    .mp-kpi-grid {
        grid-template-columns: 1fr;
    }

    .mp-otp-input {
        font-size: 1rem;
    }

    .mp-tabbar a {
        font-size: 9px;
    }

    .mp-tabbar a i {
        font-size: 16px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .mp-loan-card:hover {
        transform: none;
    }
}