Licensed since 2025Your cooperative, your futureHasset Sacco brings secure savings, fair loans, and annual dividends to members across Hawassa and Addis Ababa — banking built on trust, not profit. Become a member Explore services Regulated cooperative Competitive savings Flexible loans
9+ savings productsSave smarter, grow fasterFrom Hasset Saving to Ekub groups — competitive interest, transparent statements, and accounts designed for every stage of life. Start saving View products Competitive interest SMS confirmations Linked to loans
Credit for every goalLoans that move your dreams forwardPersonal, business, education, and asset finance with transparent terms, guarantor support, and repayment schedules that fit your life. View loan products Apply now Up to 5× savings balance 12 – 60 month terms Quick approval
12% annual dividendOwn your cooperative, share the rewardsPurchase share capital, earn annual dividends, and have a voice in Hasset Sacco governance at the Annual General Meeting. Join as shareholder Member portal Annual dividends Voting rights Cooperative ownership
Member savingsFlexible savings accounts with competitive interest, instant slips, and SMS confirmations on every deposit.Learn more
Share capitalBuild ownership in your cooperative. Earn dividends annually and participate in governance decisions.Learn more
Personal & business loansAffordable credit for education, business expansion, emergencies, and asset acquisition — with clear repayment terms.View loan products
Fixed depositsLock in higher returns with term deposits. Ideal for members planning major purchases or investments.Get rates
Emergency loansFast-track credit for urgent needs. Pre-approved limits for members in good standing.Learn more
Digital statementsOfficial receipts, savings slips, and loan statements — branded, printable, and audit-ready.Member portal
Business Loan — 100 DaysShort-term business facility for working capital and trade finance.Repayable in 100 daysFrom ETB 10,000
Most popularBusiness Loan — 200 DaysMedium-term business facility for inventory, equipment, and growth.Repayable in 200 daysUp to ETB 10 millionFlexible collateral options
Business Loan — 300 DaysExtended business facility for larger projects and seasonal trade.Repayable in 300 daysWorking capital and stockStructured repayments
Vehicle LoanFinance for vehicle purchase or upgrade with asset-backed security.12 – 60 month termsUp to ETB 5 millionQuick approval process
You are an ownerEvery member holds a stake. Decisions are made by members, for members — at branch level and the Annual General Meeting.
9+ savings productsFrom Medbegna and Hasset Saving to Ekub groups and child accounts — structured savings for every life stage and goal.
Share capital & dividendsPurchase shares to qualify for annual dividends, voting rights, and full cooperative membership benefits.
Credit up to 5× savingsAffordable business, salary, vehicle, and emergency loans with transparent terms and guarantor support.
Democratic governanceElect leaders, approve policies, and shape the future of your SACCO through transparent cooperative governance.
Digital member portalView balances, loan schedules, and official statements anytime — secure access built for modern members.
Safe & secureYour deposits are protected with robust controls, audit trails, and role-based staff access.
Competitive ratesMember-owned means lower overhead — savings earn more and loans cost less than commercial banks.
Community firstDecisions made by members, for members. Annual dividends and a voice in cooperative governance.
Dedicated supportProfessional loan officers and tellers who know you by name — not just an account number.
I expanded my shop with a Hasset Sacco business loan. The process was clear, the rates were fair, and my loan officer walked me through every step.
Hasset Sacco helped me build disciplined savings through Jegnit Saving while still accessing credit when my business needed it. I finally feel in control of my finances.
From opening my first account to receiving loan statements on my phone, Hasset Sacco has been reliable. The branch team knows members personally — that trust matters.
Our Ekub group saves with confidence under Hasset Sacco oversight. We get the community spirit of traditional savings with the security of a regulated cooperative.