Credit that works for you

Short-term business facility for working capital and trade finance.

• Repayable in 100 days
• From ETB 10,000

Extended business facility for larger projects and seasonal trade.

• Repayable in 300 days
• Working capital and stock
• Structured repayments

Finance for vehicle purchase or upgrade with asset-backed security.

• 12 – 60 month terms
• Up to ETB 5 million
• Quick approval process

Construction or purchase of residential property for members and families.

• Up to 120 months
• Up to ETB 20 million

Preferential credit for women members building businesses and households.

• Women members
• 6 – 36 month terms
• Member-friendly rates

General-purpose member loan for everyday needs and personal projects.

• 6 – 48 month terms
• Up to ETB 5 million
• Based on savings and guarantors

Salary-backed loan for employed members with payroll deduction.

• 3 – 24 month terms
• Fast approval
• Up to ETB 500,000